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All-Access Checking
$8.00Month

Minimum to Open $100

No Minimum Balance Required

Interest Bearing (tier rate)

Online and Mobile Banking

Mobile Deposits

Free Debit Card

Free Cashier’s Checks

Free Basic Checks with Unlimited
Check Writing

*Refer to Guide to Benefit and insurance document for complete details of coverage and exclusions. Terms and conditions apply.  Insurance products are not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the Bank or any Bank affiliate.

1 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described.

Advantage and All-Access Checking Benefit Guide

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PLUS THESE BENEFITS AT NO ADDITIONAL COST!

Travel and Leisure Discounts
• Redeem and print coupons online
• Access discounts from your mobile device
• Local and national discounts such as hotels, restaurants, rental cars, museums, florists, sporting events, dry cleaners and more (Available online only)

$hopping RewardsTM
• Access to exclusive offers and discounts at thousands of leading online retailers
• Shop online using our customized shopping portal and receive cash back
• Cash back will be held in your $hopping Rewards account to use towards future purchases – or conveniently sent to you as a check (Registration/activation required. Available online only.)

VIP Concierge Service
• Access to 24-hour travel emergency assistance service
• Receive personal assistance with last-minute or emergency travel and flight changes, lost luggage/passport/travel documents, restaurant/theatre/sporting event reservations and even pre-trip travel advice and roadside assistance, plus a multitude of other concierge and emergency travel services
The above service includes 24/7 services only. All costs to secure requests are the responsibility of the member.

Roadside Assistance Expense Reimbursement
• Up to $80 reimbursement for roadside assistance expenses per occurrence
• Maximum of 2 reimbursement claims per year

Accidental Death & Dismemberment Insurance*
• Up to $20,000 AD&D coverage
• AD&D coverage increases to up to $100,000 when traveling on a licensed Common Carrier
• Up to $10,000 for dependent spouse
• Up to $2,500 for each dependent child
• Coverage divides equally among joint account owners
• Coverage reduces by 50% at age 70

Debit Advantage®
• Buyers Protection1 covers items for 90 days fromthe date of purchase against accidental breakage, fire or theft
• Extended Warranty1 extends the U.S. manufacturer’s original written warranty up to one full year on most new retail purchases if the warranty is less than five years
• Item(s) must be purchased entirely with eligible account

Cellular Telephone Protection
ALL-ACCESS Checking includes:
• Up to $600 per claim
• $50 deductible per claim
• Cellular phone bill must be paid through this account
• Covers up to four phones listed on the cellular phone bill
• Covers damage or theft
• Up to two claims per year

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